IFRS9 and IFRS 9 Software & Compliance Solutions

FineIT is providing IFRS9 and IFRS 9 software, IFRS 9 compliance software, ECL Software, and expected credit loss software for automated, accurate, and regulatory-compliant financial reporting. Estimator9 streamlines Expected Credit Loss (ECL), Probability of Default (PD), Exposure At Default (EAD), and Loss Given Default (LGD) for banks and enterprises.

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Regions Available

UAE

Saudi Arabia

Tanzania

Russia

Fiji

Kyrgyzstan

Uzbekistan

Pakistan

Kazakhstan

Australia

United Kingdom

New Zealand

Nepal

Oman

Hong Kong

Qatar

Germany

FineIT IFRS9 and IFRS 9 software, IFRS 9 compliance software, ECL Software, expected credit loss software solution

IFRS 17

FineIT provides IFRS 17 compliance software, Estimator17, designed to streamline the recognition, measurement, and reporting of insurance contracts. It supports accurate calculations of the Contractual Service Margin (CSM), risk adjustment, discounting, and fulfillment cash flows in line with IFRS 17 requirements. Moreover, it enhances actuarial modeling, financial disclosures, and data management, ensuring compliance with a forward-looking approach to insurance contract reporting.

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IFRS 17

IFRS 17 Insurance

IFRS 17 Insurance Contracts

IFRS 9

Risk Management

FineIT provides comprehensive risk management solutions, including model validation, regulatory compliance (Basel II, Basel III, IFRS9, IFRS 17), and advanced risk analytics. Our expertise in market and operational risk ensures accurate assessment and mitigation strategies. We help financial institutions enhance stability, optimize performance, and stay compliant with global standards.

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Risk Management

Model Validation

Market Risk Analysis

Operational Risk Analysis

FineIT provides Risk management services

ContractHive

Command your contracts with AI — streamline lease creation, approvals, and renewals; automate financial controls, asset onboarding, and reporting compliance in one secure, cloud-based platform for real estate, facility managers, and enterprise teams — complete with AI-powered OCR, IFRS 16 export, and real-time analytics.

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Smart AI-Lease Management

Automated Financial Control

Seamless Asset Onboarding

AI-Powered OCR Import

IFRS 16 Compliance

Dashboard & Analytics

Workflow Automation

Document Management

Reporting & Analysis

Let's grow with our Financial and Risk Management Services

Fine IT IFRS9 and IFRS 9 Audit Resources

Fine IT IFRS9 and IFRS 9 MODEL Estimation

Fine IT IFRS9 and IFRS 9 Portfolio ECL Summary

IFRS9 and IFRS 9 (Estimator 9)

Post 2008 financial crisis, regulators around the world realized that history based accounting standards can be extremely misleading and a paradigm shift in accounting methodologies is needed. So, in July 2014, IASB issued IFRS 9 standard which replaced existing IAS 39 provisioning method. The IASB stated that the IAS 39 incurred cost method leads to delayed recognition of credit losses, thus a forward-looking approach is being introduced. IFRS9 is the new standard.

IFRS 9 and IFRS9 became effective worldwide on Jan 2018 and has since then posed huge challenges for accounting firms, auditors and corporations. Our strategies include:

✓PROVISIONING UNDER IFRS9 and IFRS 9
✓OUR ECL Estimation Methodology
✓HOW IS IT DIFFERENT FROM BASEL and RATING MODELS
✓IFRS9-Estimator - Product Features , Structural Architecture, Integration Process
✓IFRS9-Estimator - 4 Tier 24/7 Support System

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IFRS 17

FineIT provides IFRS 17 compliance software, Estimator17, designed to streamline the recognition, measurement, and reporting of insurance contracts. It supports accurate calculations of the Contractual Service Margin (CSM), risk adjustment, discounting, and fulfillment cash flows in line with IFRS 17 requirements. Moreover, it enhances actuarial modeling, financial disclosures, and data management, ensuring compliance with a forward-looking approach to insurance contract reporting.

Our strategies include:

✓Simplifies IFRS 17 compliance with an intuitive interface.
✓Accurately calculates CSM, risk adjustment, discounting, and cash flows.
✓Ensures adherence to IFRS 17 for actuarial modeling and disclosures.
✓Enhances data management with a forward-looking reporting approach.
✓Integrates seamlessly into existing workflows, saving time.
✓Provides real-time, precise reporting for improved compliance.

Detail Request Demo

FineIT provides IFRS 17 and IFRS9 services

Risk Management

FineIT provides comprehensive risk management solutions, including model validation, regulatory compliance (Basel II, Basel III, IFRS9, 9, IFRS 17), and advanced risk analytics. Our expertise in market and operational risk ensures accurate assessment and mitigation strategies. We help financial institutions enhance stability, optimize performance, and stay compliant with global standards.

The Risk Management services we provide:

✓Model Validation: Ensuring Accuracy and Compliance

FineIT's model validation ensures financial models are accurate, reliable, and regulatory-compliant.
✓Market Risk Analytics: Precision in a Dynamic Market

FineIT's market risk analytics use advanced models like Value-at-Risk (VaR) to measure and manage financial exposure in dynamic markets.
✓Operational Risk Analytics: Strengthening Resilience

FineIT's operational risk analytics help financial institutions analyze, predict, and manage risks to enhance resilience and compliance.

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ContractHive

ContractHive is a secure, cloud-based lease and asset management platform that centralizes contracts, automates the full lease lifecycle, and enforces IFRS 16 compliance. It provides AI-powered OCR to ingest PDFs, images, and Word documents; a pre-lease onboarding module with ROI and risk analysis; automated financial schedules (rent, escalations, deposits); role-based workflows with complete audit trails; and real-time dashboards and reports—reducing manual effort, eliminating compliance gaps, and improving decision-making across real estate and enterprise teams.

Key features include:

✓AI-Lease Contract Management
✓AI-Powered OCR Import
✓Onboarding Module
✓Dashboard & Analytics
✓Financial Tracking
✓Asset Management
✓User Access Control
✓Document Management
✓Workflow Automation
✓Reporting & Analytics
✓IFRS 16 Compliance

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We are helping clients build stronger and more sustainable financial services.

"Thank you very much for your valuable support in implementing the IFRS9 and IFRS 9 system within such a short timeframe. We truly appreciate the excellent training session, which has enabled us to confidently run the ECL in our own environment."

Watania Takaful

Ashraf Ali | Assistant Vice President – Finance

"FineIT Pvt Ltd successfully implemented the IFRS9 and IFRS 9 Expected Credit Loss (ECL) solution at Reem Finance PJSC, significantly enhancing our operational efficiency and regulatory compliance. Their software streamlined the credit loss calculation process, improved our internal controls, and ensured full alignment with IFRS 9 regulations. We are confident this solution will continue to support our compliance needs and strengthen our financial reporting practices."

Reem Finance PSJC

Harris Haroon | Head of Finance

"Before Estimator9, our ECL calculations were manual, spreadsheet-based, and highly time-consuming. Since implementing the solution, we've seen a major improvement in accuracy, speed, and audit readiness. Estimator9 provides a clear, structured approach to PD, LGD, and EAD modeling, and has become an essential tool for our finance and risk teams. The support from the FineIT team has been consistently professional and responsive. It's added real value to our IFRS9 and IFRS 9 compliance and reporting process."

Vision Investement limited

Niraj Bhartu | Director of Finance at Vision Group

IFRS9 and IFRS 9 Software & Compliance Solutions

Regions Available

IFRS 17

Risk Management

ContractHive

Take a look at Our Clients

Watania Takaful

Reem Finance

SAFCO

PMIC

Sindh Bank Limited

Vision Investment Limited

SRSP Services

Let's grow with our Financial and Risk Management Services

IFRS9 and IFRS 9 (Estimator 9)

✓PROVISIONING UNDER IFRS9 and IFRS 9

✓OUR ECL Estimation Methodology

✓HOW IS IT DIFFERENT FROM BASEL and RATING MODELS

✓IFRS9-Estimator - Product Features , Structural Architecture, Integration Process

✓IFRS9-Estimator - 4 Tier 24/7 Support System

IFRS 17

✓Simplifies IFRS 17 compliance with an intuitive interface.

✓Accurately calculates CSM, risk adjustment, discounting, and cash flows.

✓Ensures adherence to IFRS 17 for actuarial modeling and disclosures.

✓Enhances data management with a forward-looking reporting approach.

✓Integrates seamlessly into existing workflows, saving time.

✓Provides real-time, precise reporting for improved compliance.

Risk Management

✓Model Validation: Ensuring Accuracy and Compliance

✓Market Risk Analytics: Precision in a Dynamic Market

✓Operational Risk Analytics: Strengthening Resilience

ContractHive

✓AI-Lease Contract Management

✓AI-Powered OCR Import

✓Onboarding Module

✓Dashboard & Analytics

✓Financial Tracking

✓Asset Management

✓User Access Control

✓Document Management

✓Workflow Automation

✓Reporting & Analytics

✓IFRS 16 Compliance

We are helping clients build stronger and more sustainable financial services.

Take a look at Our Strategic Partnerships

AARO

Munsalik

AARO-Middle East

PMN

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